The Broke Diaries

I am broke. And not only broke, but heavily in debt - to the tune of Rs. 6,00,000 actually. This includes credit card bills and personal loans. Since my monthly income is about Rs. 60,000 that means three days into the paycheck my debt-payoff outgoings are so high that I usually dont have a penny left over for the next 27 days. I have a husband who has offered to bail me out a number of times, but having lived independantly and earned my own way since I was 2o-years-old (that's a decade of looking after myself), I would rather be penniless than take help rom anyone. Call it obstinacy, but thats just the way I am!